Hitting a deer while driving can be a startling and potentially dangerous experience. Knowing what to do immediately after the collision can help ensure your safety and minimize further complications. From assessing the situation and ensuring everyone's well-being to dealing with your vehicle and insurance, this comprehensive guide will provide you with a step-by-step roadmap to navigate the aftermath of a deer-related accident.

Safety First: Immediate Steps After Impact

The moments following a collision with a deer can be disorienting. However, prioritizing safety is crucial. Here's what to do:

Assess the Situation: Check yourself and any passengers for injuries. If anyone is hurt, call 911 immediately.
Move to Safety: If possible, move your vehicle to a safe location off the road, away from traffic. Turn on your hazard lights to alert other drivers.
Call the Authorities: Even if the damage seems minor, it's essential to contact the police. A police report can be valuable for insurance purposes and legal documentation.
Document the Scene: Take photos and videos of the damage to your vehicle, the surrounding area, and any visible injuries. This documentation can be helpful for insurance claims.
Do Not Approach the Deer: An injured deer can be unpredictable and dangerous. Keep a safe distance and do not attempt to move it.
Contact Your Insurance Company: Report the accident to your insurance company as soon as possible. Provide them with all the necessary details and documentation.

Assessing the Damage: Vehicle and Injury Considerations

After ensuring everyone's safety, it's time to assess the damage to your vehicle and address any potential injuries:

Vehicle Damage: Check for visible damage to your vehicle, such as dents, broken lights, or fluid leaks. If the damage is extensive or you suspect mechanical issues, do not attempt to drive the vehicle.
Injuries: Even if you initially feel fine, it's crucial to monitor yourself and your passengers for any delayed symptoms. Some injuries, such as whiplash or concussions, may not be immediately apparent. Seek medical attention if you have any concerns.

Dealing with Insurance: Navigating the Claims Process

Understanding your insurance coverage and navigating the claims process can be confusing. Here's a breakdown of the key steps:

Review Your Policy: Familiarize yourself with your car insurance policy, specifically the coverage for comprehensive and collision damage. Comprehensive coverage typically covers damages caused by events other than collisions, such as hitting an animal. Collision coverage covers damages resulting from a collision with another vehicle or object.
File a Claim: Contact your insurance company and provide them with all the necessary information and documentation, including the police report, photos and videos of the damage, and any medical reports if injuries were sustained.
Work with the Adjuster: An insurance adjuster will be assigned to your case to assess the damage and determine the payout. Be prepared to answer their questions and provide any additional information they may need.
Negotiate the Settlement: If you disagree with the initial settlement offer, don't hesitate to negotiate with the insurance company. You may want to consult with an attorney to ensure you receive a fair settlement that covers all your losses.

Legal Considerations: When to Seek Legal Advice

While many deer-related accidents can be resolved through the insurance claims process, there are situations where seeking legal advice is beneficial. Consider consulting with an attorney if:

Injuries are Significant: If you or a passenger sustained serious injuries, an attorney can help you pursue compensation for medical expenses, lost wages, and pain and suffering.
Liability is Disputed: If there's a dispute about who is at fault for the accident, an attorney can help protect your rights and interests.
Insurance Company is Uncooperative: If your insurance company is denying your claim or offering an inadequate settlement, an attorney can negotiate on your behalf and, if necessary, file a lawsuit to recover the compensation you deserve.

What to Do If A Deer Jumps in Front of Your Car

1. Stay Calm and Avoid Swerving

Your instinct might be to swerve to avoid the deer, but this can be extremely dangerous.
Swerving can lead to losing control, veering into oncoming traffic, or hitting obstacles such as trees or guardrails.
Instead, brake firmly while keeping both hands on the wheel and remain in your lane.

2. Slow Down and Prepare for Impact (If Unavoidable)

If a collision is imminent, try to reduce your speed as much as possible before impact.
Release the brake just before impact to slightly raise the front of the car, reducing the chances of the deer crashing through the windshield.

3. Pull Over to a Safe Location

If you hit the deer, pull off the road to a safe spot.
Turn on your hazard lights to alert other drivers.
Check yourself and passengers for injuries before exiting the vehicle.

4. Do Not Approach the Deer

Stay a safe distance away and do not attempt to move the deer yourself.

Injured deer can be unpredictable and dangerous. They may attempt to flee or attack in self-defense.

Frequently Asked Questions (FAQ)

Q: Can I keep the deer if I hit it?

A: Laws regarding possession of roadkill vary by state. In some states, you may be able to keep the deer with a permit or tag, while in others, it's illegal. Check your local regulations.

Q: What if I hit a deer and it runs away?

A: Even if the deer flees the scene, it's still important to report the accident to the police and your insurance company. This creates a record of the incident, which can be helpful for insurance purposes.

Q: What if I swerve to avoid a deer and hit something else?

A: This situation can be more complex in terms of determining fault and insurance coverage. It's best to contact your insurance company and potentially consult with an attorney to understand your options.

Q: How can I prevent hitting a deer?

A: Be extra vigilant at dawn and dusk when deer are most active. Use high beams when possible, and be aware of deer crossing signs. If you see one deer, be prepared for others to follow. Reduce your speed and be prepared to brake if necessary.

Q: Does my insurance cover the cost of repairs if I hit a deer?

A: Typically, yes, if you have comprehensive coverage on your auto insurance policy. However, it's always best to review your specific policy and contact your insurance agent to confirm coverage.

Injured? Contact Francis Injury

If you've been involved in an accident involving a deer and need legal assistance, don't hesitate to contact the experienced attorneys at Francis Injury. We can help you navigate the complexities of insurance claims, personal injury lawsuits, and other legal matters related to deer-related accidents. Contact us today for a free consultation to discuss your case.