Fort Worth Car Accident Lawyer

If you’re reading this, you’re probably sitting with medical bills you didn’t ask for, missing paychecks you can’t afford to lose, and wondering if that insurance adjuster is actually looking out for you, or just trying to pay you as little as possible.

Here’s what we know after over 30 years as Fort Worth injury attorneys.

Insurance companies count on you not knowing what your case is really worth. They’re betting you’ll accept their lowball offer because you need money now, not because it’s fair.

Your injuries aren’t just about doctor visits and prescriptions. It’s the pain that keeps you up at night, the work you’re missing, the kids’ games you can’t attend, and the stress of wondering how you’ll pay for it all. That has real value, and you don’t have to settle for less than you deserve.

At Francis Injury, we represent Fort Worth car accident victims who’ve been injured by distracted drivers, drunk drivers, or reckless behavior on I-35W, I-30, and throughout Tarrant County. 

Led by Board-Certified Personal Injury Trial Lawyer Michael Francis, our team handles everything from rear-end collisions to multi-car pileups, fighting to recover compensation for your medical bills, lost wages, and pain and suffering. (Certified by Texas Board of Legal Specialization)

Fort Worth families choose us because we don’t get paid unless you win, and we handle the insurance companies so you can focus on healing. Call 817-329-9001 now for your free consultation — the sooner we step in, the stronger your case becomes.

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Why Hiring a Fort Worth Car Accident Lawyer Matters

If you’re wondering whether you really need a lawyer after your accident, you’re asking the right question. A lot of people think they can handle the insurance claim themselves, especially if the crash seemed straightforward. 

Unfortunately, that’s not what usually happens. 

The insurance adjuster from State Farm, Allstate, or Progressive might seem friendly at first, but then they’ll come back with an offer that doesn’t come close to covering what you’re actually facing.

Insurance Companies in Fort Worth Are Not on Your Side

The adjuster works for the insurance company, not you. Their job is to close your claim quickly and cheaply. 

We have seen the same tactics over and over: delaying your claim while you’re waiting to see if that back pain from your I-30 accident gets worse, asking for the same paperwork multiple times hoping you’ll give up, or offering you a settlement before your doctor at Texas Health Harris Methodist even knows the full extent of your injuries. 

They’re trained negotiators who do this every day. You’re doing it for the first time while you’re in pain and stressed about money.

How Francis Injury Handles Car Accident Cases in Fort Worth

You probably don’t know what a car accident lawyer actually does all day, and that’s ok. Most people don’t need one until something terrible happens. So let’s walk you through exactly how we handle cases from the moment you call our law firm to the moment you get your settlement check.

We Start with a Free Case Evaluation

When you call Francis Injury, we don’t charge you to talk. We listen to what happened, ask about your injuries, and figure out if we can help. We’ll tell you straight up if we think you have a case or if you’re better off handling it yourself. No pressure, no sales pitch. Just honest answers about your situation and what you’re up against.

We Collect Every Piece of Evidence That Matters

Once you hire us, we get to work immediately. 

We pull the police report, gather your medical records and bills, and track down witnesses before their memories fade. We photograph your injuries and the damage to your car. If there’s surveillance footage from a nearby business or dashcam video, we get that too. 

If we suspect the other driver was texting, we can subpoena phone records. We build your car accident case like we’re preparing for trial, because we might be.

We Handle All the Insurance Negotiations

This is where most people get taken advantage of, so we step in and take over. We put together a demand package that shows exactly what happened, how you were injured, and what you’ve lost. We back it up with medical records, wage statements, and expert opinions. When the adjuster comes back with a lowball number, we don’t just accept it. We push back with evidence and make it clear we’re ready to file a lawsuit if they won’t be fair.

If Negotiations Fail, We File a Lawsuit

Sometimes the insurance company won’t budge. When that happens, we file a formal lawsuit and take them to court. We handle discovery, depositions, and all the legal procedures while keeping you informed every step of the way. Most cases still settle even after a lawsuit is filed, but now the insurance company knows we’re serious.

You Decide When to Settle Your Fort Worth Car Accident Case

We’ll never pressure you to take an offer you’re not comfortable with. You make the final call. If a fair settlement comes through, great. If not, our Board-Certified Trial Lawyer will represent you in front of a jury and fight for what you deserve.

Types of Car Accident Cases We Handle in Fort Worth

Throughout Fort Worth (from Camp Bowie to Randol Mill Road and beyond), our accident attorneys help injured victims recover from all kinds of collisions, including:

• Rear-end collisions.  People think rear-end crashes are minor, but whiplash, herniated discs, and concussions are real injuries that show up days later, and insurance companies love to downplay them.
• T-bone crashes. There’s not much protection on the side of your car, so side impact crashes cause serious injuries, such as broken ribs, internal bleeding, and head trauma.
• Side swipe accidents. These happen when drivers merge without looking on I-35W or change lanes suddenly on Loop 820 without checking their blind spot.
• Rollover crashes. SUVs and trucks are prone to rolling over when drivers overcorrect on I-20 or take curves too fast on roads like Bryant Irvin.
• Drunk driving accidents. 71.93% of fatal crashes in Fort Worth involve alcohol-influenced drivers. Fort Worth ranks #7 nationally among cities with the highest risk of drunk driving fatalities.
• Uber and Lyft car accidents. Rideshare accidents get complicated because you’re dealing with the driver’s insurance, the company’s commercial policy, and potentially other drivers involved.
• Distracted driving accidents. Drivers texting while merging onto I-820 or watching videos in traffic near TCU cause crashes every single day in Fort Worth. When we can prove the other driver was on their phone through cell records or witness statements, we build a strong case for full compensation.
• UM/UIM accidents. Too many Fort Worth drivers carry only the bare minimum insurance or none at all, and when they cause serious accidents, their policy limits don’t cover your injuries. That’s when your own UM/UIM coverage becomes critical, though insurance companies often fight these claims harder than they should.
• Hit and run collisions. When a driver hits you on Berry Street or I-30 and flees the scene, we work with Fort Worth Police to track them down through surveillance footage and witness accounts. 
• Serious injury accidents. We work with medical experts at Texas Health and other Fort Worth medical facilities to project future care costs and determine the full value of what’s been taken from you or your family.

Common Causes of Car Accidents in Fort Worth

Accidents don’t just happen on Fort Worth roads. They’re caused by someone’s careless or reckless behavior, often in conditions unique to our city.

Dangerous Driver Behaviors on Fort Worth Roads

Speeding is everywhere in Fort Worth, especially on I-35W, where people often drive 80 mph between downtown and Alliance. 

One distracted driving case we handled involved a distracted driver talking on the phone on Southlake Boulevard. She ran a red light and struck a minivan, injuring an entire family. 

People tailgate on Loop 820, weave through traffic on I-30 heading toward Arlington, run red lights at University Drive intersections, and don’t signal lane changes on the South Freeway. 

Distracted driving is out of control, with drivers texting while merging onto I-820 from Bryant Irvin, messing with their GPS on Hulen Street, eating while driving through school zones near Paschal High School, or even watching videos while sitting in traffic at the I-35W and Basswood exit. 

Then there’s drunk driving, which spikes after events at Dickies Arena or nights out in Sundance Square, and road rage that turns vehicles into weapons on our already congested highways.

Road and Traffic Conditions Unique to Fort Worth

Fort Worth’s traffic is intense, and it’s getting worse as the city grows. I-35W and I-30 get packed during rush hour, and when traffic suddenly stops near the downtown exits, rear-end collisions happen constantly. 

Construction zones are everywhere, and the I-35W has been under construction for what feels like decades, with changing lane patterns that confuse even experienced drivers. 

Texas storms bring heavy rain that turns I-820 and Highway 183 into slip zones, and early morning fog reduces visibility on local roads near the Trinity River. 

Some Fort Worth roads have potholes that haven’t been fixed in months, which can lead to serious injuries and accidents. Even lane markings on older sections of Lancaster Avenue, or confusing signage at intersections where multiple highways meet can cause serious collisions.

What Compensation May Be Available After a Fort Worth Car Accident

Every case is different, but here’s what we fight to recover for Fort Worth clients.

Medical Expenses

Emergency room visits at Texas Health Harris Methodist, surgeries at Baylor Scott & White, physical therapy, medications, and medical equipment. We also factor in future treatment costs based on Fort Worth medical rates. You shouldn’t pay out of pocket for ongoing care because someone else caused your injuries.

Lost Wages and Earning Capacity

Missed work from your Fort Worth job, used sick days and vacation time, and reduced ability to earn if you can’t return to work at American Airlines, Lockheed Martin, or the distribution centers near Alliance. We calculate what you would have earned over your career versus what you can earn now.

Pain and Suffering

The pain that is keeping you up at night, missing your kid’s games, not being able to pick up your grandchild, or skipping the Fort Worth Stock Show. Tarrant County juries understand this because they live here, too.

Property Damage and Wrongful Death

This includes totaled cars, damaged belongings, and rental costs. For fatal accidents, we pursue wrongful death damages for funeral costs, lost financial support, and loss of companionship.

After 30 years of handling Fort Worth cases, we fight for every category of compensation you’re entitled to under Texas law.

Texas Car Accident Laws That Affect Your Fort Worth Case

A few Texas laws directly impact your case at the Tarrant County Courthouse.

You Have Two Years to File a Lawsuit

Texas gives you two years from your accident date to file a personal injury lawsuit at the Tim Curry Criminal Justice Center . For wrongful death cases, families have two years. Miss that deadline and you lose your right to compensation—period. Insurance companies know this and will drag things out, hoping you’ll run out of time.

You Can Still Recover If You Were Partially at Fault

Texas uses modified comparative negligence . If you were partly to blame for the accident at Camp Bowie and Hulen, you can still recover compensation as long as you weren’t more than 50% responsible. Your compensation gets reduced by your percentage of fault. If you’re 20% at fault in a $100,000 case, you get $80,000. Insurance companies will try to inflate your share of the blame by claiming you were speeding or didn’t brake soon enough. After 30 years in Tarrant County courts, we push back with accident reconstruction experts and evidence.

Most Fort Worth Drivers Don’t Carry Enough Insurance

Texas only requires $30,000 per person and $60,000 per accident in bodily injury coverage, which is nowhere near enough for serious injuries. 

Many Fort Worth drivers carry just the minimum or no insurance at all. According to the Texas Department of Transportation , 20% of drivers in the state lack any liability coverage. That’s one out of every five motorists on Fort Worth roads. 

That’s why your own uninsured/underinsured motorist coverage matters. If the driver who hit you can’t pay, your UM/UIM policy might cover the gap.

Proving Fault Is Everything

Texas is an at-fault state, meaning whoever caused the accident is responsible for damages. Proving fault requires evidence like:

• Fort Worth Police or Tarrant County Sheriff’s Office reports
• Texas Highway Patrol reports
• Witness statements
• Photos and surveillance video 
• Expert testimony

Insurance companies fight this hard because if they can shift the blame to you, they pay less. After decades of presenting evidence to Tarrant County juries, our car accident lawyers know how to build a strong liability case.

What Insurance Companies Don’t Tell Fort Worth Accident Victims

Insurance adjusters seem nice and act concerned, but their job is to save their company money on your claim. Here’s what they hope you don’t find out.

Recorded Statements Are a Trap

After your accident, the other driver’s insurance company will call asking for a recorded statement. They’ll make it sound routine, but they’re looking for something to use against you.

What happens:

• You say, “I’m feeling okay,” trying to stay positive. They use it to claim you weren’t injured
• You guess about a detail and contradict the police report later
• They play the recording to a jury to minimize your injuries

You’re not legally required to give them a recorded statement. Talk to a lawyer first.

Early Settlement Offers Are Designed to Cheat You

The insurance company might offer you $5,000 or $10,000 within days or weeks of your accident. But, they’re offering it before you know how badly you’re hurt and before your doctor has completed treatment.

Soft tissue injuries take time to show up. Concussions linger for months. If you accept their check and sign the release, you can’t come back later when your medical bills hit $50,000, or you can’t return to work.

Once you settle, it’s over.

Delays and “Lost Paperwork” Are Tactics

Common delay tactics:

• Claiming they never received your medical records
• Asking for the same police report three times
• Taking weeks to return calls

This isn’t incompetence. It’s a strategy. They’re hoping you’ll get frustrated and give up, or desperate enough to accept whatever they offer. When you have a lawyer who’s been handling these cases for 30 years, these games stop.

Waiting Too Long Weakens Your Case

Evidence disappears fast. Witnesses forget details or move away. Surveillance footage gets recorded over after 30 days. Skid marks fade after the first rain.

If there are gaps in your medical treatment because you couldn’t afford it, insurance companies will claim your accident wasn’t serious.

Frequently Asked Questions About Fort Worth Car Accident Claims

Why Fort Worth Accident Victims Choose Francis Injury

Here is why so many injured Fort Worth car accident victims and families choose Francis Injury 

• You’ll work directly with Michael Francis, not just paralegals or assistants. 
• We return calls promptly, meet at our downtown office, or come to your home if you’re injured, and explain everything so you understand all your options. 
• We take time to understand how your accident has affected your life, not just your medical bills, but the real impact on your family and work.
• 30 years of Fort Worth Experience
• We know the judges at the Tim Curry Criminal Justice Center, the local insurance companies, and the roads where accidents happen most. We’re not a Dallas firm handling cases remotely or a national mill with offices everywhere. We’re part of this community.
• We don’t make promises we can’t keep to get you to sign. We set realistic expectations based on 30 years of Tarrant County cases, keep you informed at every stage, and give you honest advice about settlement offers. If we can’t help, we’ll tell you upfront.

Ready to Talk? Here’s What Happens Next

When you call, you’ll talk to someone who actually listens. We’ll ask about your accident, your injuries, what the insurance company has said, and whether we can help. No sales pitch. No pressure. Just honest answers about your options.

We’ll Review Your Case at No Cost

We’ll meet at our downtown office or talk by phone if you’re recovering at home. We’ll explain what compensation might be available and walk you through what happens next. You decide if you want to move forward because there’s no obligation.

If You Hire Us, We Get to Work Immediately

We’ll gather evidence from police, contact insurance companies, photograph the accident scene, get your medical records, and track down witnesses before they disappear. You don’t pay anything upfront because we only get paid if we win. You focus on healing. We handle the legal battle.

The sooner we get involved, the stronger your case becomes. Call 817-329-9001 now or fill out our confidential contact form.